By If you travel abroad frequently, having the right credit card can help you save on foreign transaction fees while enjoying exclusive travel perks. Many international travel credit cards offer benefits like free airport lounge access, discounts on flight and hotel bookings, and reward points on travel expenses.
Here are the top 5 credit cards for international travel in India in 2025, selected based on features, rewards, and fees. (Data sourced from BankBazaar).
Top 5 International Travel Credit Cards in India (2025)
1. Scapia Federal Bank Credit Card
- Annual Fee: ₹0 (Lifetime Free)
- Key Benefits:
- 10% reward on all online and offline transactions
- Up to 20% cashback in Scapia Coins on travel bookings via the Scapia app
- Instant redemption of Scapia Coins for flights and hotel stays
- No forex markup fees on international transactions
2. RBL Bank World Safari Credit Card
- Annual Fee: ₹3,000 + GST
- Key Benefits:
- Zero foreign exchange charges on international transactions
- Earn 2 Travel Points per ₹100 spent on regular purchases
- Earn 5 Travel Points per ₹100 spent on travel expenses
- Get 10,000 Travel Points on spending ₹2.5 lakh annually
- Get 15,000 Travel Points on spending ₹5 lakh annually
3. IDFC WOW Credit Card
- Annual Fee: ₹0 (Lifetime Free)
- Key Benefits:
- No documents required for card issuance
- Free roadside assistance
- 4X rewards on all transactions
- Exclusive discounts at over 300 partnered merchants
4. HDFC Bank Regalia Credit Card
- Annual Fee: ₹2,500
- Key Benefits:
- Low forex markup fee of 2.00%
- Complimentary MMT Black Elite Membership & Club Vistara Silver Membership
- ₹2,500 worth of gift vouchers on activation
- 12 complimentary airport lounge accesses at domestic and international airports
5. HDFC Bank Infinia Credit Card
- Annual Fee: ₹12,500
- Key Benefits:
- ₹10,000 renewal fee waived on annual spending of ₹10 lakh
- Forex markup fee of 2.00%
- Free Club Marriott membership for the first year
- 12,500 bonus reward points on activation
- Unlimited worldwide airport lounge access for primary and add-on cardholders
Things to Consider Before Choosing a Travel Credit Card
- High-end travel credit cards may have steep joining and renewal fees.
- Many benefits, such as lounge access and reward points, require a minimum spending threshold.
- Always check foreign transaction fees and other hidden charges before selecting a card.
Disclaimer:
This article is for informational purposes only. Readers should carefully assess their financial needs before choosing a credit card. FinancialExpress.com does not endorse any specific credit card provider.
